Privacy Policy

Introduction

Skyline Lending LLC DBA Skyline Mortgage ("Skyline Mortgage," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (skylinelendinggroup.com), use our services, or communicate with us.

By accessing or using our website and services, you agree to the terms of this Privacy Policy. If you do not agree with the terms of this policy, please do not access our website or use our services.

Information We Collect

Personal Information You Provide:

• Full name, email address, and phone number
• Home address and mailing address
• Social Security Number (for loan applications only)
• Date of birth
• Employment and income information
• Financial information including assets, debts, and credit history
• Property information related to your mortgage application
• Any other information you voluntarily provide through forms, emails, or phone calls

Information Collected Automatically:

• IP address and browser type
• Device information and operating system
• Pages visited, time spent on pages, and navigation paths
• Referring website or source
• Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect for the following purposes:

• To process and evaluate your mortgage loan application
• To communicate with you about your application status, loan options, and services
• To verify your identity and prevent fraud
• To comply with federal and state regulatory requirements
• To improve our website, products, and services
• To send you marketing communications (with your consent)
• To respond to your inquiries and provide customer support
• To analyze website usage and optimize user experience

Information Sharing & Disclosure

We may share your personal information with:

• Lending Partners & Investors: To process and fund your mortgage loan
• Credit Bureaus: To obtain credit reports as part of the loan application process
• Service Providers: Third parties who assist us in operating our business (e.g., appraisers, title companies, insurance providers)
• Regulatory Authorities: As required by federal and state law, including the CFPB, state banking departments, and other regulatory agencies
• Legal Compliance: When required by law, subpoena, court order, or to protect our legal rights

We do not sell your personal information to third parties for marketing purposes.

Cookies & Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and understand where our visitors come from. You can control cookie preferences through your browser settings.

We may use third-party analytics services (such as Google Analytics) that use cookies to collect information about your use of our website. This information is used to compile reports and help us improve the site.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL/TLS encryption for data transmitted to and from our website
• Secure storage systems with restricted access
• Regular security assessments and updates
• Employee training on data privacy and security protocols

While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Your Rights

Depending on your state of residence, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information (subject to legal retention requirements)
• Opt out of marketing communications at any time
• Opt out of the sale of personal information (where applicable)

To exercise any of these rights, please contact us using the information provided below.

Third-Party Links

Our website may contain links to third-party websites or services that are not operated by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policy of every site you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

Gramm-Leach-Bliley Act (GLBA) Notice

As a mortgage company, we are subject to the Gramm-Leach-Bliley Act, which requires financial institutions to explain their information-sharing practices to customers and to safeguard sensitive data. We maintain a comprehensive information security program designed to protect your nonpublic personal information. We restrict access to your personal and financial information to those employees and service providers who need it to provide products or services to you.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will post the updated policy on this page with a revised "Last Updated" date. We encourage you to review this policy periodically.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: