Fix N' Flip Loans
Fast Financing for Florida Real Estate Investors
Fix N' Flip loans are short-term bridge loans designed for real estate investors who purchase distressed properties, renovate them, and sell for a profit. Unlike conventional mortgages, Fix N' Flip loans are based on the After Repair Value (ARV) of the property — so you can borrow against the future value, not just the current condition. Skyline Mortgage offers fast closings and flexible terms for Florida investors.
No application. No credit pull. Just answers. · NMLS #2386002
Fix N' Flip Loan Parameters
Loan Basis
ARV (After Repair Value)
Max LTV
Up to 90% of Purchase
Max LTC
Up to 100% of Rehab
Loan Terms
6–24 Months
Minimum Credit Score
620+
Property Types
SFR, 2-4 Unit, Mixed Use
Income Verification
Not Required
Closing Speed
7–14 Days
Why Choose a Fix N' Flip Loans with Skyline
- Loans based on After Repair Value (ARV) — borrow more against the property's future value after renovation
- Up to 90% of purchase price and 100% of rehab costs covered in a single loan
- No personal income verification — qualification based on the deal, not your W-2
- Fast closings in as little as 7–14 days — critical for competitive auction and off-market deals
- Interest-only payments during the rehab period to maximize your cash flow
- Draw schedules available to fund renovation costs in stages as work is completed
- Available for single-family, 2–4 unit, and mixed-use properties in Florida
- Experienced investors may qualify for higher leverage and lower rates
- Skyline's team understands investor timelines and works to close as fast as possible
- Bridge to permanent financing available — transition to a DSCR loan after renovation if you decide to hold
Ready to Get Started?
Text us your scenario — no application, no credit pull, no pressure. Our team will walk you through your options and tell you exactly what you qualify for.
Frequently Asked Questions
What is After Repair Value (ARV) and how is it used?
How much can I borrow for a Fix N' Flip project?
Do I need to show income or tax returns for a Fix N' Flip loan?
How fast can I close a Fix N' Flip loan?
What happens when I'm ready to sell or hold the property?
What property types are eligible for Fix N' Flip loans?
Your Home Financing Experts
From your first call to your closing day, and thereafter. Skyline Mortgage is with you every step of the way.
Related Reading
Fix and Flip Loans in Florida: A Complete Guide
ARV, the 70% rule, what lenders look for, and how to avoid the most common fix-and-flip mistakes.
Read Article →♻️The BRRRR Strategy in Florida
How to use a Fix N' Flip loan and a DSCR refinance together to build a rental portfolio with recycled capital.
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